| Cover | 1 |
| Milestones | 4 |
| Cordlife’s Value to Clients | 5 |
| Corporate Profile | 6 |
| Cordlife’s Value to Shareholders | 8 |
| Financial Highlights | 9 |
| Chairman’s Message | 10 |
| CEO’s Message | 13 |
| Business Unit Spotlight: Banking | 17 |
| Business Unit Spotlight: Diagnostics | 20 |
| Cordlife’s Value to Society | 21 |
| Cordlife’s Value to Employees | 24 |
| Board of Directors | 26 |
| Senior Management Team | 30 |
| Group Structure | 32 |
| Corporate Information | 33 |
| Corporate Governance Report | 35 |
| Financial Contents | 52 |
| Directors’ Report | 53 |
| Statement By Directors | 57 |
| Independent Auditor’s Report | 58 |
| Consolidated Statement of Comprehensive Income | 60 |
| Statements of Financial Position | 61 |
| Statements of Changes in Equity | 63 |
| Consolidated Statement of Cash Flows | 66 |
| Notes to the Financial Statements | 68 |
| Statistics of Shareholdings | 135 |
| Notice of Annual General Meeting | 138 |
| Proxy Form | 143 |